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Showing posts from June, 2020

Homeowner's Insurance: Let's Look at Upgrades and Discounts

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Sometimes, as builders, we forget that homeowners often see their homes through different lenses. Realizing this, we solicited questions from our audience.  The homeowners!  In today's world, saving money is important, and sometimes savings come in unexpected places.  Homeowner's insurance!  John Smith, State Farm Insurance Agent in Mt. Dora shed light on home upgrades that warrant discounts on homeowners' insurance policies.  Check out his website: myagentjohnsmith.com Discounts It is no secret roofs in disrepair can wreak havoc on a home.  So, roofs offer the greatest discounts on policies.  John explained that adjusters focus on discounting roofs replaced after 2003.  In surveying a home, adjusters look at how the roof is attached, and the type of roof such as a hip roof versus a gable roof, noting that each roof may vary, and discounts vary depending on the company.  He recommended getting a wind mitigation survey completed when a new roof is installed.  This d