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Appreciate Your Home!

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Are Homeowners Appreciating Their Homes? Home improvements add value to your home.  So, knowing which projects supply the greatest return on investment (ROI) might help you focus on those that make the most sense, especially when you are on a budget.  A friend of mine, Jody Straher, a loan officer with Fairway Independent Mortgage Corporation peaked my interest in learning more about appreciating a home's value since E. P. I. C. Home Professionals, LLC  specializes in lanai conversions, additions, and remodels. In fact, Colleen Kane published an article on CNBC recognizing the importance of determining the best home projects that supply the best return on investment.  While assimilating personal taste and preferences in your home's palette adds character, these changes do not always yield a favorable monetary return. Curb appeal turns peoples' heads!  Consider vinyl siding, if it improves the look of your home.  It generally yields a 89 percent ROI.  Ladies, ev
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Homeowner's Insurance: Let's Look at Upgrades and Discounts

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Sometimes, as builders, we forget that homeowners often see their homes through different lenses. Realizing this, we solicited questions from our audience.  The homeowners!  In today's world, saving money is important, and sometimes savings come in unexpected places.  Homeowner's insurance!  John Smith, State Farm Insurance Agent in Mt. Dora shed light on home upgrades that warrant discounts on homeowners' insurance policies.  Check out his website: myagentjohnsmith.com Discounts It is no secret roofs in disrepair can wreak havoc on a home.  So, roofs offer the greatest discounts on policies.  John explained that adjusters focus on discounting roofs replaced after 2003.  In surveying a home, adjusters look at how the roof is attached, and the type of roof such as a hip roof versus a gable roof, noting that each roof may vary, and discounts vary depending on the company.  He recommended getting a wind mitigation survey completed when a new roof is installed.  This d
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Prepared and Painless

You have waited to update your small kitchen into the perfect entertainment spot, transform your bathroom into a personal spa getaway, or add on to your existing home with a new lanai.   Now, you are ready to get serious about your dream home!   Such an exciting venture, but remember preparation makes such an adventure memorable.         Know what you can afford.   Some homeowners saved their pennies and pay cash, but others might need financing.   With so many options, talk to a professional for greater insight.   Some contractors have financing options.   The bank may offer an equity loan against the equity in your home.   Still, other options exist.   Just research the options since every homeowner’s situation is unique.       Be realistic about the extent of your project.   Budget plays a big role in determining the best plan.   For example, some homeowners want all new cabinets in the kitchen; instead, leaving the boxes and putting new door and drawer faces with new hardwa
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